How to Calculate the Value of Your Points for Gift Cards
Learn how to calculate the value of your points in terms of Gift Cards!
Frequent Flyer Points – Flights or Gift Cards/Cashback?
You’ve got the points now. Now you need to decide what to buy. Flights or Gift Cards or toasters? Probably flights!
Taking Advantage of Credit Card Bonus Points Promotions
Don’t ignore those sign-up bonus points offered by banks on Credit Cards. You can see them as effectively being paid to hold a Credit Card. Plus you get to use the Credit Card as normal and use all their features as normal!
Supplementary Credit Cards – Why/How are they useful?
Supplementary Cards are a great way of getting a partner/friend/family member to help you earn points, especially in cases where they are simply not interested or are unable to obtain a Credit Card themselves. But that’s not all..
ANZ Travel Adventures Card
If you fly domestically at least once a year and pay more than $225 for your return flight, you should probably consider applying for the ANZ Travel Adventures Card. There is a $225 annual fee, but you also get a free domestic return flight including all the East Coast cities (BNE/MEL/SYD) to Perth (and vice versa).
Coles Credit Cards
The Coles Mastercards include a feature that allows you claim the price difference if an item you buy goes on sale within 2 years. That’s pretty special!
Credit Cards give you “free money”
You might be missing out on several hundreds of dollars of cash every year if you aren’t using a Credit Card to pay for everything. Rewards Points can not only buy you flights, but also Gift Cards to directly offset the cost of groceries. You can do this all by paying for everything on your Credit Card. Just make sure you’re not paying any interest..
Best Cards for Travelling
You’re going to want a card that doesn’t “penalise” you for making purchases overseas. The 28 Degrees is an incredibly popular card for this purpose, but there are several other cards that have come up over the years which I believe are better alternatives to the 28 Degrees.
How does a Credit Card work?
Learn the basics of Credit Cards. I have used Debit Cards as a reference point, so if you understand Debit Cards, this post will be easy for you to understand.
Credit Card Terminology
This post covers some of the terminology that might be new to people unfamiliar with Credit Cards.