Should you take out a car loan or pay cash? if you do not invest, yes. If you do invest, it depends – but probably not.
RateSetter is Airbnb for money. If you’re looking for a term deposit, you can consider lending via RateSetter – a peer to peer money lending platform. Borrowers benefit off a lower interest rate on a loan, take a cut, and offer lenders a higher interest rate than offered by banks.